MasterCard Worldwide Media Contacts Joanne Trout, 914-249-6644 joanne_trout@mastercard.com 7.5 In addition to general rights of set-off or other rights granted by law or under any other agreement, the Bank may, without notice, transfer the outstanding balance to the card account (including, in the case of a Primary Cardholder (“Primary Cardholder”), to any additional card account with one or more other accounts, which the Cardholder maintains, combines or consolidates at the Bank and clears or transfers money 2.3 If the credit limit granted has been exceeded, the Cardholder is obliged to pay the excess amount immediately, even if there is no payment request from the Bank. If the cardholder does not pay this amount immediately, the bank will temporarily block the card until the overage status is no longer present. The bank`s authorization to make a card transaction that results in the credit limit being exceeded does not constitute the bank`s consent to increase the long-term card credit limit. About MasterCard Worldwide MasterCard Worldwide promotes global commerce by establishing an important economic link between financial institutions, businesses, cardholders and merchants around the world. As a franchisor, processor and advisor, MasterCard develops and markets payment solutions, processes more than 22 billion transactions each year, and provides state-of-the-art analysis and advisory services to customers and merchants of financial institutions. Powered by MasterCard`s global network and family of brands, including MasterCard, Maestro and Cirrus, MasterCard serves consumers and businesses in more than 210 countries and territories. For more information, see www.mastercard.com. Follow us on Twitter: @mastercardnews. 11.1 The results of the investigation will be communicated to the Cardholder within 60 days of the date of resolution of the dispute. In the event that the 60-day period has expired and the causes or omission of a party are not identified, the bank and the cardholder must agree on a solution within the next 15 working days (or other legal deadlines provided from time to time). If the parties do not reach an agreement or if one of the parties does not agree with the procedure for handling inquiries or complaints, the dispute will be resolved in accordance with the applicable regulations. HSBC and MasterCard Worldwide have signed an agreement that renews their long-standing global partnership to provide hsbc Premier customers with a MasterCard credit card by 2015.
For more information on HSBC Premier, please visit: www.hsbcpremier.com. If the Bank issues an Additional Card at the joint request of the Cardholder and the Additional Cardholder, the Additional Cardholder will be bound by the terms of this Agreement and will be responsible for the use of the Additional Card. Notwithstanding the foregoing, the Primary Cardholder remains responsible for the use of their Card and the Additional Card. The Bank shall, in its sole discretion, collect all charges incurred for the Additional Card from the Primary Cardholder or the Additional Cardholder, or both. With respect to clause 10.1 below relating to the cancellation of an Additional Card, the Cardholder may be liable for all payments resulting from the use of the Additional Card until it has been returned or until the Bank is able to apply the procedures applicable to Lost Cards if the Cardholder (primary or additional) so requests. The additional cardholder is not responsible for the use of the card by the primary cardholder or the use of any other additional card by another additional cardholder. ï· If the validity of the Card remains less than twenty-four (24) months and the Card does not make any transactions in the last twelve (12) consecutive months, the Card will not be renewed on the Card Expiry Date. In connection with the provision of credit card services, the Bank may be required to record the Cardholder`s verbal instructions and/or oral communications between the Cardholder and the Bank in connection with such services. 7.3 All card transactions made in currencies other than Vietnam Dong will be debited from the card account after conversion in Vietnam Dong at an exchange rate determined by reference to the exchange rate set by Mastercard International on the date of conversion, plus an additional percentage charged by the bank and any transaction fees that Mastercard International charges to the bank. if so, what costs may be shared with the bank. 1.4 The Cardholder agrees that, to the best of his or her knowledge and belief, the Bank has the right to confiscate or cancel the Credit Card in the following situations: Earn an additional 5%1 cash back on all purchases made within the first 180 days (up to a maximum of $2,000 in total purchases).
or its estate is responsible for the settlement of all outstanding amounts in the Card Account (including, but not limited to, periodic payments when debited or debited from the Card Account, under agreements approved or established prior to the date of termination of this Agreement or the bankruptcy or death of the Cardholder), and shall hold the Bank for all reasonable costs (including attorneys` fees) and expenses, which reasonably arose in the recovery of such unpaid amounts, compensated. Until such repayment, the Bank is entitled to continue to charge financing fees at its applicable interest rate(s). The annual fee is charged annually. The annual fee is charged even if the card has not been activated. The annual fee is calculated annually and displayed in the month`s credit statement, which is the same as the month the card was issued. 10.2 The Bank may terminate this Agreement at any time upon termination of the Card with reasonable notice to the Cardholder or if refunds of the Card and/or other loans from the Cardholder to HSBC are in arrears of ninety (90) days or more. 7.8 Without prejudice to the other provisions of this Agreement, arrangements shall be made to pay for the Card Account prior to departure if the Cardholder intends to be absent from Vietnam for more than one month. Each credit card installment payment plan is subject to the terms and conditions applicable to the plan, which are available at merchant points where cardholders request the plan. In the event of any conflict between these Terms and the terms contained herein, the former shall prevail. 19.3 Recording of verbal instructions or communications The Bank reserves the right to destroy documents relating to the card account after microfilming.
(c) The Bank may, on behalf of such HSBC Member, collect funds due and payable by the Cardholder in connection with or in connection with the HSBC Premier Credit Card issued by such HSBC Member to the Cardholder. Force majeure events are events that have occurred outside the Bank`s control, that are unforeseen, that cannot be avoided, that directly cause loss and damage to the Bank and the Bank`s ability to fulfill its obligations to the Client. The Bank will not be liable for cases of force majeure, including, but not limited to, unavailability of funds or losses suffered by the Client due to convertibility or portability restrictions, requirements, changes in law (including, but not limited to, exchange control laws), involuntary transfers, moratoriums, expropriations, acts of war or civil war. Natural disasters, epidemic diseases, strikes, industrial actions or other causes, whether they occur inside or outside Vietnam or in a place where funds are deposited or can be transferred there. Coverage of up to $1,000 in the event of loss, theft, accidental damage or mechanical failure of your eligible mobile device. To be covered, you must use your HSBC Cash Rewards Mastercard to (1) pay all of your monthly mobile bill payments and upfront costs to fund your mobile device through a wireless plan; or (2) pay the full cost of your mobile device in advance and activate your device with a mobile operator. .